/* =====================================================================
   NEGOCIO CON MARGEN · hoja de estilo de las páginas legales
   ===================================================================== */
*,*::before,*::after{box-sizing:border-box}
:root{
  --navy:#162b2f;--brand:#285c68;--brand-soft:#e8f0f1;--steel:#7fa9af;
  --bg:#fdfbfb;--surface:#fff;--surface-2:#f5f5f5;--surface-3:#eef1f1;--line:#e3e9ea;--line-2:#c9d7d9;
  --ink:#162b2f;--ink-2:#31555d;--ink-3:#5c8189;--accent:#fd8252;--accent-ink:#b8471d;
  --accent-soft:#fff1ea;--accent-line:#fbc9b1;
  --shadow-s:0 1px 2px rgba(22,43,47,.06);
  --shadow-m:0 2px 4px rgba(22,43,47,.05),0 12px 28px -16px rgba(22,43,47,.22);
  --sans:Figtree,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
}
html{scroll-behavior:smooth;scroll-padding-top:100px}
body{
  margin:0;background:var(--bg);color:var(--ink-2);font-family:var(--sans);
  font-size:16.5px;line-height:1.68;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--brand);text-decoration:underline;text-underline-offset:2px}
a:hover{color:var(--accent-ink)}
h1,h2,h3{margin:0;line-height:1.2;letter-spacing:-.02em;font-weight:800;color:var(--navy)}
p{margin:0 0 1.05em}
strong,b{font-weight:700;color:var(--navy)}
.wrap{max-width:840px;margin:0 auto;padding:0 22px}

/* cabecera */
.top{
  position:sticky;top:0;z-index:20;background:rgba(253,251,251,.9);
  backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line);padding:16px 0;
}
.top .wrap{display:flex;align-items:center;gap:18px;max-width:1160px}
.top img{height:26px}
.top a.volver{
  margin-left:auto;font-size:14.5px;font-weight:700;text-decoration:none;color:var(--ink-2);
  display:inline-flex;align-items:center;gap:7px;border:1px solid var(--line-2);border-radius:10px;
  padding:8px 14px;background:var(--surface);transition:border-color .2s,transform .16s;
}
.top a.volver:hover{border-color:var(--steel);transform:translateY(-1px);color:var(--navy)}

/* portada */
.cabecera{padding:52px 0 30px;border-bottom:1px solid var(--line);margin-bottom:38px}
.cabecera .et{
  display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:800;letter-spacing:.12em;
  text-transform:uppercase;color:var(--accent-ink);background:var(--accent-soft);
  border:1px solid var(--accent-line);padding:6px 13px;border-radius:999px;margin-bottom:18px;
}
.cabecera h1{font-size:clamp(28px,4.6vw,40px);font-weight:900;letter-spacing:-.03em;margin-bottom:12px}
.cabecera .fecha{font-size:14.5px;color:var(--ink-3);font-weight:600}

/* contenido */
main{padding-bottom:70px}
main h2{font-size:22.5px;margin:40px 0 14px;padding-top:6px}
main h3{font-size:18.5px;margin:26px 0 10px}
main ul,main ol{margin:0 0 1.1em;padding-left:22px}
main li{margin-bottom:8px}
main li::marker{color:var(--steel)}

.datos{
  background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:24px 26px;
  box-shadow:var(--shadow-s);margin-bottom:26px;
}
.datos dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:10px 22px;font-size:15.8px}
.datos dt{font-weight:700;color:var(--navy)}
.datos dd{margin:0;color:var(--ink-2);word-break:break-word}

.aviso{
  background:var(--accent-soft);border:1px solid var(--accent-line);border-radius:14px;
  padding:18px 20px;font-size:15.2px;color:var(--accent-ink);margin-bottom:30px;
}
.aviso b{color:var(--accent-ink)}

.bloque{
  background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:22px 24px;
  margin-bottom:16px;box-shadow:var(--shadow-s);
}
.bloque h3{margin-top:0;font-size:17.5px;margin-bottom:12px}
.bloque dl{margin:0;display:grid;grid-template-columns:auto 1fr;gap:8px 20px;font-size:15.4px}
.bloque dt{font-weight:700;color:var(--navy);white-space:nowrap}
.bloque dd{margin:0}

table{width:100%;border-collapse:collapse;font-size:15px;margin:0 0 1.2em;background:var(--surface);
  border:1px solid var(--line);border-radius:12px;overflow:hidden}
th,td{padding:12px 14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--surface-3);font-weight:800;color:var(--navy);font-size:13.5px;
  letter-spacing:.04em;text-transform:uppercase}
tr:last-child td{border-bottom:none}
.tabla-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin-bottom:1.2em}

.indice{
  background:var(--brand-soft);border:1px solid #cfe0e2;border-radius:14px;padding:20px 24px;margin-bottom:32px;
}
.indice h2{margin:0 0 12px;font-size:15px;letter-spacing:.09em;text-transform:uppercase;color:var(--brand)}
.indice ol{margin:0;padding-left:20px;columns:2;column-gap:30px;font-size:15.2px}
.indice li{margin-bottom:6px;break-inside:avoid}

footer{background:var(--navy);color:#8fadb2;padding:36px 0;font-size:14.2px;text-align:center}
footer a{color:#b9d0d3;text-decoration:none}
footer a:hover{color:var(--accent)}
footer p{margin:0 0 9px}

@media (max-width:640px){
  body{font-size:16px}
  .datos dl,.bloque dl{grid-template-columns:1fr;gap:3px 0}
  .datos dd,.bloque dd{margin-bottom:9px}
  .indice ol{columns:1}
  .top a.volver span{display:none}
}